Summer spending can be hard on our wallets, but these five tips will help make sure you're not going into debt for your fun.
The sun is out, your friends have emerged from hibernating, the potential things out there that you can spend your time (and all your hard-earned cash) on have increased tenfold! For all those that have survived another gloomy winter, the presence of good weather feels so good. So good, that you don't even care that you're eating out more, splurging on drinks, buying those cute new summer clothes, planning trips... until you check your bank balance and credit card statements.
Read on for 5 tricks to save yourself from going in the red this summer, and make sure you read to the end- I may be biased but #5 could be the most important!
Student loan debt is something a growing number are struggling with. This is my personal experience with managing student loan debt so far.
It's a quiet morning, I know the stock market has been slipping the last few days so I pull up the 'Stocks' app that's incorporated into Apple products nowadays, confirm that yes, everything does seem to be down by a percent or two. I click through a few articles, one on the student loan epidemic, another on how president Trump apparently hasn't been playing by the rules while filing his tax returns...
It all makes me sad and angry. When we grow up and become contributing adults to society, the first few years can be intimidating. Taxes are a complicated subject, student loans are arguably even more complicated, along with everything else we must do. Mortgages, probably, but I can't speak from experience on that yet because I'm still renting. There's a lot of red tape, rules to follow, and processes that must be completed in a certain order.
Let's look at student loans and the loan forgiveness program. Student loans have been a part of my life since the age of seven, and not because I was a super genius that started college at a young age, but because that's when my mom decided to go back to school, and I became aware of being poor.
Hi, I'm Alicia, welcome to Friend of Finance! This site is a way for me to share helpful things I've learned from working in the financial industry, important money things that I probably wouldn't have learned otherwise, and things everyone should know about.