How using rewards points for this move saved us hundreds of dollars
As if 2020 wasn’t exciting enough, I just finished up a big old road trip across the country! Phase 2 of moving to Washington state has been completed, (phase 3 includes a tiny house and 22 acres of land that need some lovin’, I’ll let you know more about that later) and a saving grace in this move has been TRAVEL REWARDS POINTS!
I can only take a little responsibility for the magic that happened along the way (shout out to my bf and all those Hilton points) but I wanted to share this journey with you so you can put travel rewards on your radar- even if you aren’t doing much traveling right now.
And lucky for you, there is even a love story intertwined in this financial and travel-hacking guide…
Ready to break up with your big bank? See what you should be avoiding in your business checking account
If I'm being honest, this is a little embarrassing to admit, but I finally ended things with Chase. (Chase...bank, that is).
I'm not one to talk $hit after breakups, but I know I'm not the only one out there that put up with all the red flags of my bank for way too long.
This wealthy-feeling milestone might not stretch as far as you think...
A millionaire. $1,000,000. What is it about this number that makes it so significant? The 6 zeros? The TWO commas? Or is it simply the first financial milestone that actually has a title? (Hundred-thousandaire just didn't catch on or what?).
Is throwing money at your business really the best move for your future?
Don’t worry, I’m not trying to take you to emotional Ouch-Town, and I’m not taking a jab at people who choose to invest in themselves, their businesses, or their happiness. Not. At. All. All of those investments are crucial for growth, and if we aren’t here on this beautiful planet to grow, what are we doing?
But it’s time to face the truth; some of your investing should also be in stocks. (Or low-cost index funds, of course).
The crucial financial decisions I wish I could have told my younger self
Ah, the gift of hindsight. Unfortunately, I was not as money-savvy at 18 as I am now, ten years later. Since my time machine is out for repairs, I hope these three tips can help you, regardless of your age!
The important tax deadlines and account limits every entrepreneur needs to know
Do you have certain topics that you find yourself looking up again, and again? For me...that's about 90% of the financial things that are related to running a business.
When are quarterly taxes due again?
How much can I save in my IRA? What about my SEP IRA? And what's the deadline on those?
Do I make too much to contribute to a Roth IRA?
Can I write _____ off?
If you have found yourself typing any of those questions into Google, you need this Financial Cheat Sheet. If you're self-employed and haven't found yourself typing any of those questions into a search... you definitely need it!
How much can your contribute to your retirement accounts for 2020?
It's time to shed some romantic light on those accounts you've been avoiding!
First things first, define sexy...
Sexy saves money, grows money and makes money, and believe it or not, your retirement account is capable of doing all three. Whether or not it will though, is up to you.
Financial quotes are great for inspiring us to be better with money. Check out these four quotes from one of the best- Tony Robbins.
Who doesn’t love a good quote? Better yet, a good financial quote? One of my favorite ways to feel good about my finances is to listen and try to live by what the experts are saying. To kick off the holiday weekend, here are four of my favorite quotes from Tony Robbins, from his book ‘Money Master the Game’.
There's a good chance millennials are under-prepared for retirement, especially those who are self-employed.
It’s easy to categorize retirement in the “I’ll figure that out later” column, especially for millennials who have a good thirty to forty years before reaching the traditional retirement age. In fact, it is a lot easier finding reasons to NOT save for retirement as a millennial, whether it’s having a mountain of student loan debt, saving for a down payment on a home, other life expenses like weddings and starting families, or simply that investing is a complicated and maybe intimidating subject area. Since most retirement saving that DOES happen is done through employer plans like 401k’s or 403b’s, millennials who are self-employed are probably even less likely to be saving for retirement.
Hi, I'm Alicia- this blog is a way for me to share all of the helpful things I've learned from working in the finance industry, important money things that I probably wouldn't have learned otherwise, and things everyone should know about.